What is Marketplace Lending?
Our marketplace brings investors and borrowers together. Borrowers submit a loan application via our platform, which is then thoroughly reviewed by our loan specialists. Once the loan application has been successfully reviewed, the loan is published for financing on the CG24 platform. Subsequently, investors can invest in the published loan and thus finance it.
The easy way to invest
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Registration on the website.
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Quick online identification.
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Verification through payment from a Swiss bank account.
Would you like to increase your risk-weighted returns and diversify your portfolio?
Invest in Marketplace Lending and benefit from the numerous advantages. Marketplace Lending offers both private and institutional investors the opportunity to invest in business and personal loans as well as real estate.
This is how it works
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Project selection: After successful registration, you select your loan project on the CG24 platform. You have the choice between private, SME or real estate loans.
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If your desired loan project is fully funded, the loan amount is disbursed to the borrower and the loan period starts to run.
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Receive a return: Benefit from regular interest payments. CG24 monitors the timely repayments of the borrower. If payments are late, CG24 initiates appropriate action.
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In the event of any losses, the solidarity agreement kicks in. The default risk is spread over a larger group of investors through the solidarity agreement. Learn more about the solidarity principle here.
Your advantages as an investor at CG24
Regular income and attractive returns
As an investor with CG24, you benefit from a regular income from borrower repayments. Simultaneously, attractive yield opportunities present themselves, with a maximum potential annual yield of up to 12.16%. This combination of stable income and substantial returns offers you the opportunity of more financial flexibility.
Diversification
Thanks to investments in personal loans, SME loans and property projects as mezzanine financing, your portfolio is effectively diversified. These investment options offer different maturities and ratings, reduce correlations with traditional asset classes and thus optimise your risk management.
Quality
High credit assessment standards and additional collateral such as joint and several guarantees or mortgage collateral on Swiss properties ensure that your investment is reliably secured.
Transparency
The free and user-friendly investment cockpit offers comprehensive transparency. In addition, monthly reports are provided as well as informative e-mails and free regular webinars.
Secondary Market
CG24's secondary market allows you to sell your investments before the end date. This gives you the flexibility to obtain immediate liquidity. At the same time, you have the opportunity to acquire attractive projects at a discount on the secondary market.
Solidarity principle
Thanks to the solidarity principle on our platform, you will not lose the entire amount invested in the event of a total default. Your investment is protected by the solidarity of the other investors in the same pool (with the same loan type and rating). You get back the nominal amount minus your share of the pool. Find out more about our solidarity principle here.
«CG24 offers me an uncomplicated investment opportunity. I consider the risk to be minimal and the yields to be very attractive. I look forward to tracking the monthly repayments.»
F. Herter
Feedback from our Investors
«By the way: I am very satisfied with CG24 in every respect and hope that you continue this simple, structured, innovative and intelligent way of working. Congratulations to you and the whole team at CG24.»
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Feedback from our Investors
«CG24 has fulfilled my expectations as an uncomplicated, transparent and lucrative alternative to banks or securities investments.»
F. Konermann
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