Direct investment opportunity
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1
Open an account with CG24.
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2
Select your loan project from the investment proposals based on your risk/return profile.
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3
Benefit from regular interest payments and repayment of the loan at the end of the term.
Invest in personal,
real estate and
business loans.
Foundation for your success
Invest directly in private, business and real estate loans. Sell or buy shares you have already made on our secondary market or invest in investment products such as bonds.
CG24 - One platform - Countless investment opportunities
Primary market
Secondary market
Investment products
Invest in personal,
real estate and
business loans.
Primary Market
- You can select and invest in new loan projects via our primary market.
- Financing can start from as little as CHF 500.
Direct investment opportunities
Business Credit
Nominal interest rate: 8.99%
Swiss SME financing offers terms of 1 to 36 months, with repayment options available as bullet or instalment loans. The loan projects can have various collateralisation options and are taken out for purposes such as working capital, liquidity management and project financing.
Private Credit
Nominal interest rate: 7.95%
Monthly amortising personal loans for employed persons resident in Switzerland who are covered by death insurance and possibly by voluntary unemployment insurance.
Real Estate
Nominal interest rate: 7.62%
Real estate mezzanine financing with Swiss mortgage collateral with a maximum loan-to-value (LTV) of 80%. Repayment takes place at the end of the term, which can be between 6 and 36 months.
Secondary Market
- Our secondary market includes a marketplace for existing loan claims.
- Investors have the opportunity to offer their loan claims for sale or can buy loan claims from other investors.
- The loan claims offered can be offered at a premium or discount. In this way, you get your invested capital back before the end of the loan term.
- By purchasing on the secondary market, you can diversify your portfolio and increase the chances of a return.
- A purchase or sale only occurs if a buyer or seller can be found at the price offered.
Frequently asked questions about the secondary market
Who is eligible to buy or sell CPS (loan share) on the secondary market?
- The CG24 Secondary Market is open to all registered investors of CG24.
Who determines the price of a CPS (loan share) on the secondary market?
- By default, the purchase price is based on the amount still outstanding to the original investor at the time of sale. However, the seller is free to demand a somewhat higher or somewhat lower purchase price. All relevant information on the CPS will be disclosed to the potential new investor/buyer.
What happens if a loan goes into default while a CPS (loan share) is for sale?
- The CPS can no longer be sold at that point and the offer is automatically removed from the secondary market by CG24.
How much does the CG24 secondary market cost?
- CG24's Secondary Market for Credit Shares (CPS) is provided free of charge to investors. CG24 does not charge any commission on the CPS sold. Investors continue to pay the service fee of 1% on all redemptions, including any loan share sold on the secondary market.
Indirect investment
For investors who do not want to invest in individual loans, there is a range of investment products. The administrative burden associated with these indirect investments in loans is kept to a minimum by these products for institutional and private investors. Below you will find the options currently available for investing in Swiss property loans.
Our partner company Alkione (Liechtenstein) AG PCC issues various corporate bonds. Further information can be found here.
Target
For professional and institutional investors in accordance with the investment memorandum.
Would you like
to contact us?
Please use our contact form.
We will get back to you as soon as possible.
